Lifestyle Planning

Nobody can predict when life will take an unexpected turn.

But with the right insurance policies, you’ll protect yourself, your wealth and your loved ones – whatever fate throws your way.

Our team of expert advisers will guide you through your options, including:

• Income protection insurance – protecting your wealth in the event that you’re unable to work due to illness or unemployment
• Life insurance – be confident that your loved ones are protected financially when you’re no longer around
• Critical illness cover – giving you the peace of mind that you’re covered if the worst happens

Searching for the peace of mind that comes with knowing that your loved ones will inherit your wealth?

Inheritance tax law is complex. Even if you’ve left the UK, owning a house there could mean you’re still liable. Remember too that HMRC can access up to 7 years of your finances.

Our expert advisers help you:

• Take a holistic approach to plan effectively and efficiently with appropriate documentation
• Optimise the amount you pass to your loved ones
• Ensure they receive it quickly and efficiently

When it comes to inheritance tax, it’s always best to seek independent advice. Talk to our team to find out more about how we’ll help you pass your wealth to those you love seamlessly.

Thinking of moving back to the UK after a long time overseas?

Have you considered?

• Your new tax status
• Offshore investments
• Closing bank accounts
• Selling property
• Health and life insurance

With our holistic, personalised approach, we’ll ensure you plan for this huge move efficiently and effectively – helping you settle seamlessly into your new life.

Dreaming of retiring early?

Life expectancy is rising. As are retirement ages.

Planning your retirement thoroughly is essential – especially if you’re a international professional.

In reality, most people need at least 25 years’ savings. To guarantee your financial freedom when you retire, you need to start planning now.

Taking a big picture approach, our team of independent experts help you plan, manage and review all your investments. Our service also covers:

• Pension reviews
• Pension transfer options

As a result, we give you the confidence that you’ll meet your retirement goals.

Notoriously complex, trusts are a brilliant way of passing your assets to a beneficiary (a loved one or a charity, for example).

What’s more, as an expat or international professional, you may need a will for every jurisdiction in which you hold assets.

The thought that one day you’ll be gone is never a comfortable one. But with the advice of our IFAs, you’ll:

• Have peace of mind that your loved ones won’t be subjected to delays or account freezes
• Discover the freedom to focus on enjoying your life